San Diego Venture Capital for California Entrepreneurs

California news outlets continue to report a lack of venture capital for California entrepreneurs. This shortage is but one of the many reasons for our stagnant economy, as venture capital seeds small business growth and innovation. At the San Diego business loan division of SDJB, we have been doing the best we can to help California entrepreneurs with San Diego venture capital in the form of collateral loans.

You can turn luxury assets like diamond jewelry, luxury timepieces, and gold bullion coins into San Diego venture capital to seed your California business idea with our San Diego Business Loan staff today. Safer and smarter than a cash advance on a credit card, you can turn high-brand merchandise into venture capital even with a bad credit rating or no credit rating.

How much California venture capital can you access at our San Diego small business loan offices? The amount all depends on the value of your gold jewelry, diamond ring, or other luxury collateral. We issue San Diego entrepreneurs immediate small business loans up to $250,000 (and beyond) based on the market worth of your portable luxury assets.

The California venture capital that you need to launch your business idea may already be at your fingertips. Call our San Diego small business loan consultants today at (619) 236-9603 to discuss the items that you may be able to use for an immediate cash loan.

We love nothing more than making the dreams of San Diego entrepreneurs a reality. Our A+ BBB small business loan division looks forward to helping you take the next step.

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San Diego Small Business Loans with Luxury Collateral

The SDJB  Business Loans division serves California business owners every day with San Diego small business loans based on luxury collateral. When seeking a collateral loan for their small business, our clients often bring in such items as diamond jewelry by Cartier and Tiffany & Co. or a luxury watch by Rolex or Patek Philippe. One category of item that our small business loan clients often overlook is designer handbags.

Not all designer handbags can serve as useful items for a San Diego small business loan. However, there are many designer handbags from luxury makers like Louis Vuitton, Hermes, Chanel, Gucci, Bottega Veneta, and Prada which could qualify you for the exact type of collateral loans that you are seeking. We had one client the other day who brought us a number of luxury handbags that qualified her for an immediate San Diego small business loan of $5,000.

Our San Diego Business Loans division is different from your ordinary San Diego pawn shop in that we specialize in luxury items. Many San Diego pawnbrokers wouldn’t accept your designer handbags as collateral for a quick small business loan because there are too many fakes on the market, and they don’t have the expertise to authenticate them.

However, our professional staff can not only authenticate designer handbags, we will do so for free during your free loan consultation. We also will appraise the resale value of your designer handbags and offer you an immediate (no credit check) small business loan for your San Diego business. Should you change your mind and decide not to accept our loan offer, you keep the authentication and verbal appraisal as our complimentary gift. There are no obligations.

Call us now at (619) 236-9603 to schedule a free San Diego small business loan consultation. Or simply drop by with your designer handbags, fine jewelry, or other luxury collateral asset. We look forward to earning our A+ BBB reputation with you today.

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San Diego Business Loans: 2013 Projections

Every January the San Diego Business Loans division of SDJB makes projections on what luxury assets will bring San Diego small businesses the most cash when obtaining a collateral loan. As in recent years, our market specialists recommend that San Diego businesses look toward their gold or platinum jewelry and coins, as well as their luxury watch assets.

San Diego Business Loans is confident that gold prices will remain high in 2013. Current gold prices at the time of writing are $1,671.66 per ounce and $53.75 per gram. Meanwhile, platinum prices are currently at a 3 month high, trading at $1,658.20 per ounce. SDJB’s collateral loan specialists predict that gold and platinum prices will fluctuate around these levels throughout 2013, and end up higher by the end of the year.

San Diego Business Loans predicts that the luxury watch market also will remain strong throughout 2013, providing San Diego small business owners who own Rolex timepieces and other luxury watches a convenient asset that they can convert into an immediate collateral small business loan.

The San Diego Business Loans division of SDJB is widely recognized as best place in Southern California to use gold and platinum jewelry as collateral for a small business loan. Unlike an ordinary pawn shop, our professional staff includes graduate gemologists and brand value specialists who will offer you immediate San Diego small business loans based on the TRUE market value of fine jewelry from Tiffany & Co., Cartier, David Yurman, and other luxury brands.

Call the San Diego Business Loans division of SDJB today at (619) 236-9603 or email us below. We will arrange for you a free collateral loan consultation and verbal appraisal of your fine jewelry, diamond, or watch assets. Let us show you why our A+ BBB small business loan specialists are trusted by hundreds of business-people throughout Southern California who seek instant no-credit-check collateral loans for business.

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How to Get a San Diego Small Business Loan?

A recent study by the Small Business Administration has confirmed what we have been experiencing at our San Diego business loans division when talking to clients. That is, banks are giving out fewer loans to small businesses in San Diego. According to a recent SBA study, the number of small business loans dropped by another 5% ($45.3 billion) nationwide last year.

In addition to that, the Biz2Credit Small Business Lending Index reports that less than 15% of small business loans were approved by big banks. The banks most likely to reject your San Diego small business loan are reported as being Bank of America (BAC), Wells Fargo (WFC), JPMorgan Chase (JPM), PNC Bank (PNC), and TD Bank USA (TD).

It is hard times for California business owners seeking San Diego small business loans. Banking loan restrictions have left a serious void for San Diego entrepreneurs and business owners in need of temporary financing solutions.

The small business loan division of SDJB has stepped in to fill this void for hundreds of small business owners in San Diego and Southern California. We provide fast, no credit check, business loans upwards to $250,000 (and beyond).

With interest rates often less than a credit card advance, our San Diego small business loans have been a lifeline to many California business owners who need financing to launch a business or temporary funds to cover operating expenses.

Call us at (619) 236-9603 today to talk with one of our collateral business loan specialists and arrange a free loan consultation. If you have luxury collateral like fine jewelry, gold, or silver, SDJB is how to get a San Diego small business loan in less than an hour.

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What is a Cash Advance Convenience Check?

Most everyone in San Diego has received those cash advance checks in the mail from a credit card bank. These cash advance convenience checks can be very tempting to use. It almost feels like free money. Why not cash that credit card convenience check to pay some bills or buy the new iPhone 5?

There are many reasons why you should resist the temptation to use a cash advance convenience check in San Diego. The first reason is that the interest rate charges on these cash advance checks are often much higher than the regular interest rates for credit card purchases. Cash advance convenience checks can sometimes have interest rates that exceed 20%.

In addition, the interest on cash advance convenience checks could start accruing as soon as you cash the check in San Diego—unlike the grace period you have when making a regular credit card purchase. On top of the excessive interest charges, there may also be extra check cashing fees attached. Always read the fine print whenever feeling tempted to use a cash advance convenience check.

The simple answer to “What is a cash advance convenience check?” Is that it is a loan. And unlike the collateral loans provided by San Diego Business Loans, a cash advance convenience check can put your valuable credit rating at risk and put you at the mercy of debt collection agencies.

The credit risks and high interest rates attached with a cash advance convenience check is why so many small business owners and other San Diegans choose to use our collateral loan service. San Diego Business Loans provides not only small business loans in San Diego but also personal loans. All you need is some luxury collateral like fine jewelry or silver coins to use as collateral.

Call our San Diego collateral loan specialists today at (619) 236-9603 to schedule a free loan consultation and appraisal of your luxury asset. Don’t fall to the temptation of using that cash advance convenience check.

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San Diego Small Business Loans at Christmas

In the past few days, SDJB has served a number of local entrepreneurs with loans to cover a temporary Christmas cash shortfall. If you are a California business owner who wants to hand out some Christmas bonuses this year but are short on cash for a few months, a San Diego small business loan from SDJB may be the perfect answer to making your employee’s holiday a little brighter.

A San Diego small business loan from SDJB is a collateral loan where you use luxury assets like fine jewelry to secure a loan until your cash flow returns. You can obtain your San Diego small business loan to pay Christmas bonuses or purchase Christmas gifts without worrying about harming your credit rating.

Your good credit rating is protected because SDJB never contacts credit rating agencies. Should you choose to not pay back your San Diego small business loan, we will simply keep the collateral that you left with us to secure your Christmas business loan.

In other words, the only risk involved in your immediate San Diego small business loan (which we issue in sums up to $250,000) is that you could lose the collateral that you used to secure the loan if the loan is not paid back. That is why we always advise clients not to use extremely sentimental pieces to secure a collateral business loan.

Keep in mind that we don’t only offer San Diego small business loans for extra cash at Christmas time. We also buy your fine jewelry, diamonds, gold, silver, collectable watches, and designer handbags. Sell us these previously-owned items outright and we will put more cash in your pocket within 30 minutes or less.

The process is fast and easy. Whether you want a San Diego small business loan based on your luxury collateral or you wish us to buy the items outright, it all begins with a free verbal appraisal. Call us now at  (619) 236-9603 to arrange your appraisal today. Your appraisal and small business loan consultation is entirely free of charge, with no strings attached.

Have a wonderful Christmas and Happy New Year!

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Contact Us – We Provide Small Business Financing to Business Owners & Startups

Where to get San Diego small business loans for a new California start-up or established business? With traditional financing sources offering fewer small business loans, more and more California entrepreneurs and small business owners are using SDJB’s temporary collateral loans to either launch their business startups or help them over a sudden rough patch.

Contact our San Diego small business loan specialists to see if a collateral loan is right for you and your business. We offer free appraisals and San Diego loan consultations with no strings attached.

Call (619) 236-9603 or send us an email below for a small business loan consultation. We look forward to serving you and helping your San Diego small business succeed.

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No Credit Check San Diego Small Business Loans – Use a Watch as Collateral

Don’t put your credit rating at risk. Receive an immediate no credit check small business loan from SDJB with your timepiece as collateral. Our A+ BBB California pawnbrokers are specialists at appraising luxury timepieces and antique pocket-watches. We provide up to six figure small business loans in San Diego for qualified watch collateral.

San Diego business owners and entrepreneurs use our collateral loan service because we have decades of experience appraising, buying, and selling prestige timepieces and collectable watches, including high-value watches from Rolex, Patek Philippe, Audemars Piguet, Jaeger-LeCoultre, Vacheron Constantin, and Cartier. SDJB offers bigger California small business loans on luxury timepieces and antique pocket-watches because we appraise your watch on our exclusive worldwide network of individual buyers and collectors.

Call (619) 236-9603 to speak with a San Diego small business loan specialist now. We will schedule you a free watch appraisal and loan consultation at our offices in downtown, San Diego. An SDJB collateral small business loan requires no credit checks and we never report to credit rating agencies. We serve entrepreneurs and small business owners throughout Southern California.

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San Diego Business Loans on Gold & Silver – We Finance California Start-ups!

Receive an instant cash loan using gold and silver as collateral with an SDJB small business loan. Our luxury pawnbrokers are specialists at appraising gold jewelry and coins, silver and gold bullion, sterling silverware & holloware, and other precious metal assets. You can receive an immediate San Diego business loan up to $250,000 on qualified gold and silver collateral.

Southern California small business owners and entrepreneurs use our collateral loan service because we have decades of experience appraising, buying, and selling gold and silver gift assets, including designer merchandise from Tiffany & Co., Georg Jensen, Buccellati, and John Hardy.  Because of our exclusive partnership with San Diego’s only precious metals refinery, we also offer bigger San Diego business loans on scrap gold and silver items like old gold chains and broken jewelry.

Call (619) 236-9603 to speak with one of our San Diego small business loan specialists. They will be happy to schedule you a free appraisal of your gold or silver assets. The appraisal takes only a few minutes and your small business loan will be issued immediately. We don’t make credit checks or report to credit rating agencies. Your privacy and credit rating are protected with an A+ BBB collateral small business loan from SDJB.

Don’t finance your California start-up with a risky cash advance on a credit card. Keep your hard earned good credit rating protected. Contact us now.

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San Diego Small Business Loans on Jewelry & Diamonds – Finance Your Business Start-Up

Get an immediate cash loan using fine jewelry or diamonds as collateral with an SDJB small business loan. Our luxury pawnbrokers are specialists at appraising high worth diamonds and fine jewelry from premier brands such as Cartier, Harry Winston, Tiffany & Co., Hearts on Fire, and David Yurman. You can receive an instant San Diego small business loan up to $250,000 on qualified jewelry collateral.

Southern California entrepreneurs and small business owners use our A+ BBB collateral loan service because we have over 30 years of experience buying, selling, and appraising previously owned and antique fine jewelry and diamonds, including precious jewels from the Edwardian, Victorian, Art Nouveau, and Art Deco eras. Our luxury pawnbrokers offer bigger small business loans on large carat diamonds and designer jewelry because we value your assets on our exclusive worldwide network of individual buyers and collectors.

Call our San Diego small business loan specialists today at (619) 236-9603. We will provide you with a free appraisal of your fine jewelry or diamonds and issue you a small business loan within 30 minutes. No credit check is conducted and no credit reports ever made. Your privacy and credit rating are protected with an SDJB collateral small business loan.

Finance your business start-up without taking out a risky cash advance on a credit card. Contact us now.

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